- Transparent per-transaction fees
- Fixed and percentage pricing with fee caps
- Volume discounts as you scale
- Configurable minimum and maximum amounts
One Platform. Every Service.
- [email protected]
Mobile Money
Collect and Send Mobile Money with One Simple API
Wavetop Global mobile money lets your business accept payments from customers and pay out to mobile money wallets across multiple operators and countries. Run collections and disbursements in real time through one secure, well documented API, with instant status updates and reliable settlement you can build on.
Features
Collections (Pay-in)
Accept payments directly from customer mobile money accounts in real time.
Payouts (Disbursements)
Send funds instantly to any supported mobile money wallet.
Multi-Operator & Multi-Country
Reach customers across major mobile money networks and currencies from a single integration.
OTP & Redirect Authorization
Confirm collections securely with 2FA one-time passwords or hosted redirect flows.
Signed Webhooks
Get real-time callbacks on every status change, each signed for verification.
Developer-Friendly API
Integrate collections and payouts into your app or system with Wavetop's robust, well-documented API and sandbox.
Exciting Offers for You
Low Transaction Fees
Move more, pay less. Enjoy lower rates as your transaction volume grows.
Referral Rewards
Invite others, earn bonus credits for every successful integration and go-live.
Fees & Charges
How Collections & Payouts Work
- Initiate a pay-in or payout with a single API call
- Authorize collections with OTP or redirect where required
- Track every request with a unique payment reference
- Receive a signed webhook the moment a transaction settles
Security & Reliability
- Signature-verified callbacks on every event
- Encryption and fraud controls across the flow
- Full transaction history and status lookups
- Sandbox environment for safe end-to-end testing
Mobile Money
Real-time collections and payouts you can build on.
Wavetop Global connects your business to mobile money across operators and currencies through one API. Whether you are collecting from customers or disbursing at scale, transactions are processed in real time with signed webhooks confirming every outcome.
Collections and
payouts in one API.
Signed webhooks
on every event.
Success Rate
Collections & Payouts
Webhook Delivery
Ultra-fast throughput at 1M RPS
0%20%40%60%80%100%
How It Works
Go live with mobile money in 4 steps
01
Sign Up for Free
Create your account in minutes using your email or phone number no paperwork required.
02
Get Your API Keys
Grab your keys from the dashboard and test collections and payouts safely in our sandbox.
03
Fund Your Wallet
Top up your Wavetop wallet with funds using bank transfer, card, or USSD to enable payouts.
04
Go Live
Switch to production and start collecting and disbursing across mobile money operators.